
NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT FDIC/NCUA INSURED - MAY LOSE VALUE - NO BANK/CREDIT UNION GUARANTEE. Products and features may not be available in all states. UHIP provides coverage for international non- residents, employees, students, visitors and their accompanying families who are not eligible for the Ontario Health Insurance Plan (OHIP). Guarantees do not apply to the performance or safety of amounts held in the variable sub-accounts. Overview Sun Life Financial is the provider of the University Health Insurance Plan. Guarantees are based on the claims-paying ability of the issuing insurance company. Please read the prospectuses for the variable annuity product ( Masters Masters NY) and the underlying investment options carefully before investing or sending money. The prospectus contains this and other important information. Further, the availability of a wide range of mutual fund schemes makes it easier for you to choose the mutual fund scheme to suit your financial goals. You should carefully consider the investment objectives, risks, charges and expenses of an investment in a variable annuity. Mutual funds are steadily making an entry into the household savings with an increased awareness about financial planning and higher efforts towards promoting mutual funds as an investment product. Variable annuities are subject to market fluctuation, investment risk, and possible loss of principal. These companies are members of the Delaware Life group of companies and are not affiliated with Sun Life Financial.Īnnuities are long-term financial vehicles designed for retirement purposes. In New York, policies and contracts are issued by Delaware Life Insurance Company of New York (New York, NY). Delaware Life issues and administers policies, contracts and certificates through Delaware Life Insurance Company (Wellesley Hills, MA) in all states except New York, and in the District of Columbia, Puerto Rico and the U.S.Virgin Islands.
